FUMA’s Home Insurance Quotes

September 23, 2022

Buying a home is a major undertaking for most people. In fact, it’s often one of the largest investments an individual will make throughout their lifetime. That’s why insurance is absolutely critical for all homeowners. It allows them to rest assured that their investment is safe from the financial cost of unfortunate disasters. When shopping for the perfect policy, you’ll likely want to compare rates from different providers. Let’s take a moment to walk through our home insurance quote process. 

Home Insurance 

Few things are as important to homeowners as the right insurance policy. While it isn’t legally mandatory, most mortgage lenders will require it before they provide their financial services. After all, it’s in their best interest to protect the homeowner’s investment no matter what happens. 

Homeowners insurance policies generally provide multiple forms of distinct coverage. These include but aren’t limited to dwelling, personal property, medical payments, and personal liability. Some policies also include coverage for loss of home use, as well as other structures like fences, garages, and sheds. Consider which coverages apply to your unique situation, and remember to plan for the future. It’s almost always better to have coverage and not need it than not have it when you need it most. 

These policies cover most perils that the typical homeowner may encounter. They often protect against damages caused by fires, theft, hail, and extreme weather. However, standard homeowners insurance rarely covers flood damage. If you’re worried about flooding, ask your insurance agent about adding a rider or separate policy for this peril. 

Home Insurance Quotes 

There are many factors to consider when looking for homeowners insurance. Keep your needs, goals, and values top-of-mind throughout the entire process. They’ll help you narrow down your choices, especially if you receive similar quotes from different providers. 

We recommend collecting as much information as possible before getting a home insurance quote. For instance, it’s always helpful to ask trusted friends and family members which agents and providers they prefer. Read online reviews, visit company websites, and make a note of anything positive (or negative) that stands out. 

Next, gather up all your relevant documents including any previous homeowners insurance claims and policies. Jot down any important personal information, as well as essential home details. Insurance providers often ask about mortgage specifics, year of home construction and remodeling, building materials, square footage, number of rooms, roof condition, and security features like alarms and deadbolts. 

We represent dozens of industry-leading providers, and we proudly offer free home insurance quotes for anyone who needs them. By working with us, you can easily get multiple, competitive quotes from a single, independent source. Plus, we always prioritize building relationships with every one of the clients we serve. Our friendly agents are available by phone or email, and they’re conveniently located in many communities throughout Kansas and Nebraska. 

We’ll gladly take the time to discuss your distinct coverage needs and future goals before offering our professional recommendations. You’ll benefit from household names like Nationwide and Progressive, and all conversations are strictly confidential. Our goal is to make getting a home insurance quote quick, straightforward, and hassle-free. Simply give us a call or find an agent near you to get started. 

Get a Free Home Insurance Quote 

Protecting your family’s home from unforeseen risks is a huge responsibility, and we’re here to support you every step of the way. Luckily, finding affordable coverage doesn’t have to be difficult or intimidating. Your local Farmers Union Midwest Agency professional agent can provide a free home insurance quote, help you compare top rates, and tailor a custom policy to fit your unique needs. We welcome you to contact us with any questions or concerns today.